We have to go because we're over the time. Thank you, Mr. Dechert. We can have this discussion afterwards.
One of the panel members didn't show up from 9 o'clock to 10:30, so we're going to try to slot him in on the next panel and will need the extra five or ten minutes.
I want to thank all the witnesses for appearing. As usual, it has been a very interesting discussion. We're going to have a difficult time trying to make recommendations, but that's up to us. If there's any additional information, you can send it through the clerk.
The meeting is suspended.