It is pretty exciting.
But you're right. All joking aside, it is important. The protection of consumers has to be our ultimate goal in any of this legislation, and I would suggest that this is what we have in a lot of places. There's the fact that the Financial Consumer Agency of Canada actually expands the powers to make sure that they are protecting consumers; we think that's very important.
In fact, I made an announcement just this last weekend at FCAC on credit card cheques, which many people don't realize are issued to people unsolicited. Many of those people who are not terribly financially literate may think there is no cost to them. In fact, there is an immediate cost. They are charged from day one. And so—