I hope so. I hope it works. It's a great idea.
Next I'll go to you, Mr. Gaetz and the Canadian Payments Association. In your opening remarks, you used the expression “risk exposures”. In your written presentation, you made the following statement when you talked about some of the challenges, “Stability and confidence in the overall payments system are paramount. Risk in payment systems must be properly identified and managed to protect the economy and its users.”
Could you elaborate a little on what kinds of risks you're talking about? Are you speaking solely about cyber-risks? If not, what else are you thinking of?