Thank you, Mr. Chair.
I want to take this opportunity to say that, even if the level of student debt were to decrease, I don't think the government would have amended legislation to help debt-ridden students, but that's another story.
We're talking a lot about training, work terms and apprenticeships, all of which are key. But I'd like to pick up on my initial line of questioning around the long-term impact. Let's look at another quote from that same TD Economics study:
Unemployment immediately post-graduation erodes a graduate’s skills and competitive edge.
Combine that with the resulting impact on their income levels and it's clear that, even if young people have the training, it's worthless without any real policies to help them find jobs.
Is that a legitimate concern, in your view? I'd like to hear everyone's thoughts on that.