Okay.
The concerns expressed by those individuals who appeared before the committee hearing were that there would be impacts on companies that chose not to demutualize as a result of allowing demutualization of other organizations. Those impacts would be deleterious not only for those companies, but for the community they serve. In many cases there are impacts on rural and small town Canada for some of those.
So I would urge you to familiarize yourself with the feedback and the testimony of those organizations that appeared before this committee.