Thank you very much.
Mr. Dillon, I'd like to go to you for a few questions with regard to the credit union. In my riding a lot of small rural communities have credit unions. That's the only financial source that is actually in those communities.
You've already talked about your loan profile being at around 18.6% of the small business market. With this credit that you're talking about, the capital growth tax credit, what does that extra $700 million in potential lending mean to employment in the rural areas? Right now, I think the branches in New Brunswick and Atlantic Canada probably have between 9 and 15 employees per branch. What does that mean for employment in the regions for the credit unions?