It's ongoing with the public and the private sectors. We have discussed this with the working group with federal finance and several provinces at their finance levels. We're definitely going to have to work in conjunction. Mr. Hall mentioned awareness, so we are working collectively through the TFSA and AdvantageBC to deliver educational programs on how the hub will work, what type of product is good for particular types of businesses, industry trends. We're trying to bring all of that to market as an industry group, not just one single bank, and the industry group is a collection of the public and the private sectors.
One piece of information was that we held a conference last week in Montreal for Bank of Montreal corporate and commercial clients. I've never seen the level of education so high as far as those companies coming in and asking questions is concerned. It's telling me that education, that concern over this is a confusing story, so we need to make it simpler, is seeping its way through into corporate commercial Canada regardless of the size of the company. All businesses, from so many different sectors, seem to be asking themselves what's in it for them—everybody can see what's in it for Canada—but what's in it for them and how do they tap into it.