Thank you all for being here. It's a very interesting and fascinating discussion.
I want to direct my first question to the Bank of Canada.
In a nutshell, if we dumb this down so that everybody understands what's going on, in the past, trade has been carried out using the U.S. dollar, and of course, the U.S. dollar has had that distinction primarily since World War II.
I guess the elephant in the room is when countries increasingly make these agreements with China to make their transactions directly with that nation, where does that leave the Americans? I mean we're talking about a huge economy, a huge powerhouse, that must guard that privilege fiercely. Where does that leave the Americans? I'm curious if you could just comment on that.