I was going to ask about this Halifax start-up culture and these small and medium-size businesses that are emerging here. Obviously these businesses need a lot of certainty that they will make back the capital, and a lot of these businesses rely on family members and friends to finance themselves.
Can you maybe talk more about what the impacts would be? In this region of the country, a lot of people finance their small businesses through family. They don't always have angel financing networks to get it done. Can you just expand on it more? You had given a short presentation, but I think there is a lot more there that we could look at, specifically in this tech start-up field that's here in Halifax.