Coming out of a global pandemic and the subsequent inflation, lots of Canadians are going to be renewing their mortgages. Rightly so, they're worried about interest rates and whether they're going to be able to afford to pay their mortgage at higher interest rates when they renew.
I know that we've introduced a mortgage charter in the fall economic statement. Can you explain in plain language to a person in my riding of Davenport who might be about to renew their mortgage how this charter is going to help Canadians ensure that they can renew them in an affordable way?