With regard to the number that we're seeking, we're generally comfortable with the platform that was expressed, I believe, by the government, which moved from $1 million to $1.2 million. Our sensitivity, sir, is that the $1-million purchase price maximum was put in place in 2012 when home prices were fundamentally lower than what they are today. What we'd want to see is a movement from the $1 million to at least the $1.2 million to allow Vancouver and Toronto first-time homebuyers to really enter that marketplace.
As I indicated in my opening comments, over 50% of house purchases in those two markets are in excess of $1 million. To answer your question, we'd like to see the $1 million rise to $1.2 million, but more important, sir, is the implementation of an annual house price index, or an inflationary index, to be applied to whatever that new base level is.