I am sorry to interrupt, but before my time runs out, I want to explore one consequence of that.
Without effective automatic stabilizers like a well-functioning employment insurance system.... If we're likely going to see the rate of unemployment go up and if that's a direct or indirect policy goal of the bank, how important is it to have effective automatic stabilizers, both from a macro point of view in respect of the economy and for individual Canadian households so they have some kind of income replacement in the face of unemployment?