If I may add to that, as a snapshot example, for a harbour authority that was paying $4,000 out of the operating funds--which they couldn't put back into the wharf facilities--to pay for directors' and officers' liability insurance, it was reduced overnight to a $100 contribution. That's a significant savings and a stress load off the volunteers. Hopefully, as the year pans out, we'll have 100% participation from all the harbour authorities, where they'll all have coverage for the directors' and officers' liability and personal bodily injury.
On March 22nd, 2007. See this statement in context.