I would suggest that some of the comments might relate to some of the challenges they've had from a cashflow perspective. If a fisher was looking to acquire a new licence and acquire a new boat, that might have some impact on it. I can assure you our policies haven't changed, so to the extent that five years ago, if somebody wanted to purchase a vessel and licence, we would lend 75% over those repayment terms, those would still be the terms and conditions today.
On June 11th, 2009. See this statement in context.