I can certainly say Mr. Siegel is correct in stating that a lot of banks are reticent when there's an intermediary managing the rebate. But at the same time, a lot of them do see it as reliable enough, based on past practice, and go ahead and do that—or at least a portion of that—and divide it up among certain guarantors. So there's a bit of a mix, depending on where you're at.
A lot of financial institutions, as I'm sure all of you will have noticed as candidates, don't know how to deal with electoral entities to begin with. More often than not, they start with a blank slate and then move forward. So you need your riding associations to educate them in terms of what they need to do.