In the context of the legislation that was just passed, that legislation, if enacted, would impose upon Japan the obligation to provide those products. It's state owned and the government wants to apply that requirement to it, and we are saying that private insurers, including foreign insurers, should also have access to those distribution networks provided by Japan Post.
Our issue is really that there needs to be national treatment for all insurers operating in Japan, and currently Japan Post has several very strong advantages over other competitors.