Mr. Hiebert, I would say the issue for us is not so much who owns it as much as how it's allowed to operate in the marketplace in that it has special privileges that we don't have.
Under the new act, they'll be allowed—this is a simple one, and I'll go back to it again—to offer product by notification where we will all have to, in the private sector, get approval from the regulator. We actually...that's a good idea.