First of all, since I'm now retired and I'm not representing any organization per se, I really don't have any opening comments. I thought I would give you more time to ask the questions you need to ask.
First, let me say that I want to thank this committee and the membership for keeping the care of the ill and injured on the radar because this issue is not going to go away. There is a lag-time effect and it will be with us for quite some time to come.
I am now ready to answer your questions.