If I then can transition to the other two elements of your question, first was the issue of resource pressures and the implications, and the second issue was specifically capital expenditures and that kind of thing. The first thing I would say, as it relates to the CRS report itself, is we invited the CRS report. I'm not going to refute anything in it. I stand by the findings. It is indicative of a mature organization that it's capable of opening itself up to internal, and in some cases, external scrutiny.
On November 18th, 2014. See this statement in context.