Thank you very much, Ms. Pike, for your presentation as well.
Thank you to all of you again for being here, either in person or by video conference, for your very informative and helpful presentations.
We'll go now to the first round of questioning and comments, a seven-minute round. We'll start with Ms. Crockatt, followed by Ms. Duncan, and then Mr. Regan.
Ms. Crockatt, go ahead please, up to seven minutes.