Mr. Horgan, perhaps the superintendent of financial institutions can help you to answer the question. At the same time as the federal government was helping the financial institutions, those institutions were ringing all kinds of alarm bells about the financial crisis.
It is a bit like gas prices. Along comes the weekend, up goes the price. Along comes a crisis, up go the rates at the same time as the federal government is helping those same financial institutions.
Today, when people are telling us that things are going better, taxpayers are not seeing the quid pro quo. Who is in a position to make decisions, or to conduct an audit of the financial institutions, to make sure that they are not taking advantage of these supposed crises to raise rates and to take more money out of taxpayers' pockets?