Thank you.
You have asked about solutions, and I'm so glad we have the OECD looking at international solutions. I say this because Czechoslovakia, for instance, extends its family allowance to adulthood; and Singapore, China, and Australia have birth bonuses right now. Italy tried a homemakers' pension years ago, and Russia even has a birth bonus now. There's a little town in Quebec that not only has a birth bonus but also gives you more money and perks, and whatever, if you have a large family.
I think we have forgotten the stimulus this has and that most people would like, or dream of having, a child. But your government has done nothing to help them with this desire. I think other nations haven't lost sight of that goal. We need babies. Who's going to have babies? Help people with the cost of babies.
That would be solution number one, which isn't about pensions; it's about giving the people the money upfront, right now, when they have the need—and they can save for their pensions.