Thank you very much, Mr. Chairman.
I'd like to welcome and thank the witnesses today for their presentation. It was short, concise, and to the point. That's great.
I will ask one question about the charter before I ask about the bill of rights.
With the turnaround time on the applications, you say the outside is 24 months. Is that hard and fast from receipt of application to decision rendered? Is there a qualifier in there? I know it's not uncommon to require additional information, like medical information, from pertinent officials. Is that 24 weeks dependent on the movement of other information, or is it start to finish time?