That's right. We're kind of considered a last payer, but in fact we pay first. We will pay upfront 75% of benefits at the time of the member's release. Then the member signs a statement of understanding that should they get benefits from CPP, the Pension Act, or earned income, they have to report this, and then the 75% will be adjusted accordingly.
On March 23rd, 2010. See this statement in context.