Yes. There's a Latin expression and I forget the Latin. But it basically is “to be rather than to appear”. So optics are very important. If they became the “permanent injury pension” and the “earnings loss pension”, it would certainly clarify the issue in a big way.
Now the standard that you have to meet to get those in some cases—I don't want to belabour the point, but you guys know the percentages of the clients who are on the PIA. There are several grades of the PIA, and very few people make the top grade.