Thank you, Mr. Chair.
I'd also like to thank the witnesses for sharing their observations in their opening remarks. This is just the first step in improving the new veterans charter.
A lot of improvements still need to be made, improvements that appear in the ombudsman's reports over the past few years, as well as in the committee's June 2014 report. You called the legislation a step in the right direction, but I tend to view it as a half-measure as far as the three new benefits are concerned.
For instance, the retirement income security benefit is better than nothing, yes, but it only provides 70%. Mr. Forbes said that he was actually in favour of a formula that would provide 100%. Veterans should receive 100% of the benefit amount throughout their retirement years. Mr. Parent, I believe that was also one of your recommendations.
I'd like to hear your thoughts on each of the benefits, beginning with the retirement income security benefit. As the legislation is currently worded, does the benefit guarantee veterans financial security in their retirement years, post-65?