Mr. Speaker, I am very pleased to speak to Bill C-299. I would like to say at the outset that the government applauds the member for this very timely bill as well as his hard work in putting the bill together.
This bill would do several things. It would amend the Criminal Code, the Canada Evidence Act and the Competition Act, all with a view to dealing with the obtaining of personal information by deception. More generally, this bill seeks to address the scourge of identity theft.
Identify theft is a term that is frequently used and freely bandied about. For the most part, identity theft refers to the acquisition and improper use of another person's identification information.
This is an activity that is by all accounts rising rapidly in Canadian society. The types of information and information based items which may be obtained and exploited include names, addresses, financial account numbers, credit cards and debit cards and numbers, driver's licences, health insurance cards, passports, and social insurance numbers, to name but a few of the more significant and highly targeted items.
Armed with this information, a criminally minded person may do any number of things, such as obtain direct access to a person's bank accounts or make purchases with a person's credit card. Title fraud, a particularly troublesome form of identity crime, involves fraudulently assuming the identity of a property owner and using that identity to sell or mortgage the property out from under the owner.
In each of these manifestations of identity crime, the criminal is out to obtain money, obtain some form of financial value, or gain access to a service for which he or she would otherwise have to pay. Indeed, most incidents of identity theft are motivated purely by financial gain. Many of us as members of Parliament sometimes have had to deal with the very troubling stories from constituents who have been the victims of identity theft. It is something that leaves people feeling very vulnerable and violated.
There is another side to identity theft which is no less dangerous to society. Assuming the identity of another can get a person things, but it can also be used as a shield to blanket the identity thief in a form of anonymity. There is a freedom in having people believe that someone is other than who that individual actually is, a freedom that allows the individual to operate undetected by others from whom the individual wishes to hide.
In this form, identity theft may amount to a person renting an apartment or obtaining services in someone else's name. In many cases the criminal is very diligent about paying bills on time as this avoids raising suspicions. Criminals may also use the identity of another person to obtain employment. Worse still, a person may offer up the identity of another if detained or arrested in the investigation of a crime.
Both objectives of identity crime, financial gain and anonymity, may be closely linked to several very serious issues which this government is dealing with currently, such as drug trafficking, organized crime, and most alarmingly, terrorism. The reasons for this are obvious.
Identity theft is a means of generating revenue. Those involved in these types of activities directly seek this type of revenue. It is essential for them to fund their operations. They are seeking this revenue either as an end in itself or because money furthers their primary criminal intentions.
Drug traffickers, organized criminals and terrorists are certainly interested in staying beneath the radar of law enforcement, out of the eye of border authorities and away from the view of intelligence officials. Unfortunately, one of the best ways to accomplish all of these aims is to exploit and assume the identity of some innocent and law-abiding Canadian.
In many ways identity theft is not new. Human beings have been deceiving each other to obtain advantages for millennia. Identity deception is just one of many ways one person may deceive another in order to obtain something of value. It may be, for example, that one factor contributing to the rise in identity crime is the pace of new technologies. We have seen an explosion in technologies in recent years. While we are all reaping many of the benefits of new technologies, there is also the threat of new harms.
The Internet in particular has allowed computer hackers to get inside private sector and government databases to steal sensitive personal information. Any of us who have read the news are familiar with some of those situations.
Mass e-mailings or spam sometimes contain what is known as a “phishing” attack. This is a link to a deceptive website designed to look like the legitimate website of a known commercial establishment with a request for the recipient to input personal data. Phishing is a prime method of stealing identity information for criminal use.
The impact of identity theft on the victims of this practice can be devastating. There are obviously the financial losses suffered by the victim, including dozens or hundreds of hours and significant costs associated with rectifying frauds, clearing credit card records and squaring things with banks or credit card companies.
There is also the emotional and psychological harm to the victims who frequently report a feeling of being violated or having had their personal lives invaded. The seriousness of identity theft can be seen in the fact that there is a range of activities and initiatives currently under way to better safeguard Canadians from identity theft. The private sector, provincial governments, police, consumer advocacy groups and document issuing authorities to name just a few are tackling identity theft in a variety of ways. Through public education campaigns, consumer advisories, improvements to the security features on credit cards and identity cards, enhanced protection of privacy interests within businesses and government, and improved security of computer networks, the corporate, public and the not for profit sectors are working together to help minimize this behaviour.
In terms of the current criminal law, hon. members should know that where the term identity theft is used to refer to the actual use of another person's identity to commit a crime, our Criminal Code contains some offences that cover this range of behaviour. Where a person pretends to be another person and thereby obtains property or something of value or service, that person may be guilty of fraud or false pretense. Our Criminal Code also has a very broad and flexible offence of impersonation which prohibits pretending to be another person with intent to gain an advantage or cause a disadvantage. This is broader than an economic advantage.
There is also a range of offences related to forgeries, specific credit offences, specific passport offences and mail theft.
It is clear that identity theft at its worst is addressed in some offences in our Criminal Code. However, Bill C-299 accurately highlights the fact that there are limitations to the current reach of the Criminal Code, and as always, there is room for improvement. As I mentioned, the explosion in new technologies and the fact that criminals never rest means that we also as a government can never rest in our defence of Canadians' rights and protection of their property and their freedoms.
In 2004, justice officials consulted with some key stakeholders on basic questions about improving our Criminal Code. Based on this input, officials are refining some key points for improving the criminal law's ability to deal with identity theft. New and more focused consultation is certainly needed with the banking community and other sectors covered by identity theft.
We look forward to the fruits of those consultations. We are committed to ensuring that our criminal laws contain comprehensive and effective tools to combat identity theft.
I also look forward to working with my colleague, the member for Edmonton—Leduc, on protecting Canadians' personal information. I also wish to thank the member for introducing his bill and for giving me the opportunity today to discuss this pressing issue.