Mr. Speaker, it is interesting that the question is raised, because we have actually put in place 120 different tax reductions since 2006 when we formed government. We have made sure that Canadians do have more of their hard-earned money. An average family of four now keeps over $3,000 more than it did before. That is important. That is what we can do for Canadians, making sure that they keep more of their own money.
This legislation actually provides the information for them to be able to save more of their own money, to be able to invest it wisely, to be able to have a learned discussion with a financial adviser or someone who is simply providing them with an option for a registered retirement savings plan, perhaps even a tax-free savings account, which is one of the best vehicles that Canadians have had offered to them for saving for their retirement.
It is about the information, and we have actually reduced their costs. Now they can take some of that money and we can help them invest it wisely.