Madam Speaker, I chastised my Liberal colleague for not talking about substance and now I see that you have provided latitude to the following questioners to actually get into the substance of it, which is good because we should be talking about that. That is what Canadians want us to talk about here. Can we provide a better option for people to help save for their own retirement? The answer is, yes. We put forward pooled registered pension plans as an option for that. That did not just come out of my mind. That was through extensive consultation with seniors and actuaries across this country who provided very sound advice on how we could best help Canadians save for themselves. It also included very extensive consultations with all of the provinces.
The hon. member should know, with her experience in dealing with provincial legislatures, that we do not have the authority to make an arbitrary change to the Canada pension plan without two-thirds of the provinces agreeing, as well as two-thirds of the population in those provinces agreeing to make a change. We did not have that. What we did have was unanimous consent from all the finance ministers from all across this country to pursue the framework for a pool registered pension plan. That is what we are doing.