Bill C-14 (Historical)

Economic Statement Implementation Act, 2020

An Act to implement certain provisions of the economic statement tabled in Parliament on November 30, 2020 and other measures

Part 1 amends the Income Tax Act to provide additional support to families with young children as the coronavirus disease 2019 (COVID-19) pandemic progresses. It also amends the Children’s Special Allowances Act to provide a similar benefit in respect of young children under that Act. As part of the Government’s response to COVID-19, it amends the Income Tax Act to provide that an expense can qualify as a qualifying rent expense for the purposes of the Canada Emergency Rent Subsidy (CERS) when it becomes due rather than when it is paid, provided certain conditions are met.
Part 2 amends the Canada Student Loans Act to provide that, during the period that begins on April 1, 2021 and ends on March 31, 2022, no interest is payable by a borrower on a guaranteed student loan and no amount on account of interest is required to be paid by the borrower.
Part 3 amends the Canada Student Financial Assistance Act to provide that, during the period that begins on April 1, 2021 and ends on March 31, 2022, no interest is payable by a borrower on a student loan and no amount on account of interest is required to be paid by the borrower.
Part 4 amends the Apprentice Loans Act to provide that, during the period that begins on April 1, 2021 and ends on March 31, 2022, no interest is payable by a borrower on an apprentice loan and no amount on account of interest is required to be paid by a borrower.
Part 5 amends the Food and Drugs Act to authorize the Governor in Council to make regulations
(a) requiring persons to provide information to the Minister of Health; and
(b) preventing shortages of therapeutic products in Canada or alleviating those shortages or their effects, in order to protect human health.
It also amends that Act to provide that any prescribed provisions of regulations made under that Act apply to food, drugs, cosmetics and devices intended for export that would otherwise be exempt from the application of that Act.
Part 6 authorizes payments to be made out of the Consolidated Revenue Fund
(a) to the Government of Canada’s regional development agencies for the Regional Relief and Recovery Fund;
(b) in respect of specified initiatives related to health; and
(c) for the purpose of making income support payments under section 4 of the Canada Emergency Response Benefit Act.
Part 7 amends the Borrowing Authority Act to, among other things, increase the maximum amount of certain borrowings and include certain borrowings that were previously excluded in the calculation of that amount. It also makes a related amendment to the Financial Administration Act.

Economic Statement Implementation Act, 2020

[Serge Cormier, Liberal, Acadie—Bathurst, NB]

Madam Speaker, I thank my colleague from Scarborough—Guildwood for sharing his time with me today.

I am pleased to rise to speak to Bill C-14. I would like to begin by thanking all the essential workers across Canada, particularly those in my riding of Acadie—Bathurst, who have been working in grocery stores, hospitals, long-term care homes and other areas since the very beginning of this pandemic. They are real heroes.

I would like to thank all essential workers from the riding of Acadie—Bathurst who have worked tirelessly since this pandemic hit us and spread throughout Canada and throughout the world. They are the real heroes, whether they work in our grocery stores, hospitals or nursing homes. I thank them from the bottom of my heart for being there for us every single day since the pandemic hit us.

Since the beginning of the pandemic, we have been there for Canadian families. We have provided different types of assistance, including help for workers who have lost their jobs, for example through the CERB. We have been there for businesses in my region and across Canada that have had to close their doors because of this pandemic. The wage subsidy has been a huge help that has enabled them to retain their employees, which is why we will build on those efforts and continue helping Canadian families and workers. We are going to make sure that they have the programs they need to get through these difficult times.

I was talking about the CERB, but in my region, we have built and grown our economy around certain industries for centuries. I am thinking of fisheries, for example. At the beginning of the pandemic, there was a great deal of uncertainty surrounding our fisheries. That is why we put in place, with the Minister of Fisheries and our government, $470 million in funding to assist fishers through this difficult period of instability in the export markets for our seafood. This is an incredible investment in this area, and we must continue to ensure that our fisheries sector thrives for years to come.

On the subject of families, and without repeating everything my colleagues have said before me, I believe the Canada child benefit is one of the greatest legacies we can leave this country. Thousands and even millions of families have been able to access this program.

For the Canada child benefit, the numbers in my riding of Acadie—Bathurst are unbelievable. The last time I checked, $3.5 million is coming to this riding each month, and it is tax free. The numbers are astonishing: The number of children who received the Canada child benefit is 10,520.

Since we put it in place in 2016, this program has been a tremendous help to families, but when the pandemic hit, we provided additional funding to help these families get through the crisis and have a little more money in their pockets.

The business loan program is administered by our various regional agencies. I would like to give a shout-out to the CBDCs, here in my riding, in Bathurst or in Tracadie-Sheila, which have been tremendous at helping businesses get through these difficult times. Our financial institutions have made it possible to deliver these business loan programs.

Bill C-14 is in fact designed to enhance those programs and provide a little more support to those families and businesses in my riding and across Canada. Take students for example. As we have said, we want the interest on student loans to be forgiven. That will give students a break. I am sure that my colleagues know what that is like, having been students, just as I was. It is stressful for students to have to worry about making student loan payments, wondering if they will find a job while in school, especially since that is very difficult right now in New Brunswick, with all the restrictions and closures. No longer having to pay interest will help students get through these difficult times.

The enhanced Canada child benefit is another measure that will truly help families in our region. Families with a net income of $120,000 or less will be eligible for up to $1,200 more. Families with a net income over $120,000 will also receive additional money. I hope that my colleagues in the opposition will support this measure to help families across Canada in their respective ridings. As members know, this program helps many Canadian families.

Once again, we want to give some respite to people struggling with mental health issues and maybe even substance abuse. This pandemic has affected a lot of people, and some have had to isolate for several weeks. This has certainly had a negative impact on mental health. Home is often considered to be a safe space, but that is not always the case. There are many incidents of domestic violence, and we need to put an end to that. This bill will provide much more support for these vulnerable people during the pandemic.

Earlier I mentioned that the regional relief and recovery fund, or RRRF, has been invaluable to businesses back home. We are going to improve this measure so that more businesses can access the fund, which will be distributed through the Atlantic Canada Opportunities Agency, in co-operation with regional agencies such as Community Business Development Corporations, or CBDCs.

Eight dollars out of 10 from all the help programs Canadians and people in my riding receive come from the federal government. When I see a province like New Brunswick, which received astonishing amounts of transfer payments under different programs and streams, not helping the people of New Brunswick, it is unacceptable.

I saw a report today which showed that a lot of the money we transfer to provinces is being left on the table, especially in my home province of New Brunswick. I found it a bit disturbing to see that families who need help in New Brunswick do not receive the funds the federal government transfers to the province. When I look at the numbers, $7,452 in help is coming from the federal government and only $75 in help is coming from the Higgs government right now in the province of New Brunswick.

We all have to play a role in helping Canadians during this difficult time, during this pandemic. I wish and hope the Government of New Brunswick will use these funds to help businesses and New Brunswickers across my province.

We will not stop there. We said that every Canadian would be taken care of, and that is what we have endeavoured to do from day one. Through the various programs we have brought in we will be able to get through this difficult period and relaunch our economy.

I see that I am running out of time, but I forgot to address some things, including about the airports. Budget cuts at different airlines have resulted in my region losing its airport. I am pleased to see that our government will not give any financial assistance to these airlines until our regional connections are restored and Canadian passengers have their tickets refunded.

I hope that my colleagues will support Bill C-14 to help Canadian families and our businesses.

[Gord Johns, NDP, Courtenay—Alberni, BC]

Mr. Speaker, we are hearing that small businesses and consumers are being crippled by credit card fees. When it comes to interchange fees, we are paying some of the highest interchange fees in the world. In fact, the Liberals have committed to moving credit card companies to a voluntary rate of 1.4%, whereas Europe legislated a cap of 0.3% and Australia, 0.5%.

In the 42nd Parliament, Bill C-236 was tabled by a former Liberal member of Parliament, Linda Lapointe. She moved that bill 16 times before she dropped it off of the Order Paper. Now the Liberals say they are not in bed with the big banks and the credit card companies, but she abandoned her promise to the Quebec convenience store association and the retail association of Canada by not taking action.

These credit card companies are making record profits in the middle of COVID. They are not doing their part. We are not all in this together. When is the government going to legislate a cap on interchange fees similar to what Europe and Australia have done instead of putting that on the backs of small businesses and consumers right now in this crisis? It is time for these companies to pay their fair share and it is time for the Liberals to step up to the plate.

[Serge Cormier, Liberal, Acadie—Bathurst, NB]

Mr. Speaker, I thank my colleague for the question.

I think that Canadians have seen that our government has been doing everything it can from day one to help people and businesses get through the tough times we know they are currently facing. That is why we brought in a host of programs to help Canadians weather this crisis.

Bill C-14 does exactly that. It helps families and businesses and gives them greater flexibility to make the payments they are struggling to make because the economy is sluggish.

I completely agree with my colleague that we must do everything we can to reduce the financial burden on Canadians as much as possible. I agree that we must look at this matter closely and determine how to improve things in the case of certain companies that, as we know, may be taking advantage of Canadian consumers.

[Louise Chabot, Bloc, Thérèse-De Blainville, QC]

Mr. Speaker, I do not quite agree that the government is doing everything it can to help businesses. Some sectors, maybe even in the member's part of the country, are still waiting for support programs. I think supporting these sectors, especially the most vulnerable ones, is still urgent.

Why amend the Canada child benefit in the Income Tax Act only for children under 6? Why not amend it for children age 6 and up too?

[Serge Cormier, Liberal, Acadie—Bathurst, NB]

Mr. Speaker, I thank my colleague for her question.

I am a parent too. I have two young daughters who are now in school. As everyone knows, most kids age 6 and under go to day care. Child care is extremely expensive in New Brunswick because we are not as lucky as Quebeckers, who have a provincial child care system.

I am glad that the government's fall economic statement included an announcement about setting up a national child care program. That kind of program could be a boon to all Canadian families by keeping child care affordable. That is why we want to increase the Canada child benefit by $1,200 per child for low- and middle-income families and by $600 for higher-income families. I think that would really help those families.

From the start, some provinces, including my own, New Brunswick, have not lifted a finger to help their citizens. I hope they will take their cue from the federal government and enhance the programs we set up for them.

[Rachael Thomas, Conservative, Lethbridge, AB]

Mr. Speaker, I will be splitting my time with the hon. member for Dufferin—Caledon.

No one can minimize the very serious effects of COVID-19 and the impact it has had on our individual lives, our communities and our entire country. The times we live in are certainly not normal and the measures that have been implemented to mitigate the harm of the virus have been significant.

In the very early days of the pandemic, Conservatives were eager to work with the governing party to find solutions for Canadians. We knew it was imperative to act quickly and effectively, so those feeling the negative economic impact of the mandated shutdowns were offered the support they needed. We called on the government to close the borders, a recommendation it ignored for months and, sadly, caused considerable damage. To prevent job loss, we urged the Liberals to increase the wage subsidy program from 10% to 75%. When our constituents told us about the problems they were having accessing the rent relief program and other emergency benefits, we immediately proposed changes and fought for them. It often took weeks or even months for the government to respond. For some we are still waiting, but eventually some solutions have been put in place.

All of this was done with the understanding that measurable support must be given to help Canadians until the tide turns and a greater economic certainty is present, but here we are. We are nearly one year in and we are at a precipice. Even though the country is facing an astronomical deficit and debt load, there is no plan for recovery and there is no end in sight with regard to government spending. In the last year our country has adopted many policies which in normal times would have put us on a track to mirroring other economies like Cuba or Venezuela, where masses of people are out of work and individuals are reliant on the government for their very survival. It is entirely unsustainable for any long period of time, but oddly, to our detriment, the current federal government is proposing that many of the measures that have been implemented during the pandemic become permanently entrenched. This is scary.

The deficit for this year is projected to come in just shy of $4 billion, thus bringing the net national debt to a record $1.1 trillion. That is a massive number, one that is incomprehensible for many of us. The proposed changes to the Borrowing Authority Act in this legislation would increase the gross borrowing limit to $1.8 trillion, an increase of a whopping $700 billion. I realize those are big numbers, but to boil it down, we are living in a credit card economy. We are consuming more than we produce. We are buying more than we sell. We are borrowing from the world in order to buy from the world. We are sending jobs and money out the door in exchange for foreign goods. In essence, or in short, we are in trouble. Others get the jobs, the investments and the savings, but Canadians are left with the debt.

With the government's plan to increase spending, but no plan for economic recovery, Canadians should be concerned. It is the government's responsibility to facilitate an environment of economic prosperity. This is made possible by implementing policy that will draw investment into our country rather than repel it; by putting policy in place that would encourage job creators instead of punishing them; and by implementing policy that celebrates those who work hard in the private sector instead of forcing them into a place where they are reliant on the government for bread.

To sign off on the government's current intent to spend hundreds of billions of dollars without so much as a plan for economic recovery or accountability measures in place would be totally irresponsible of me and others in the House of Commons. The current government is providing poor leadership, and Canadians certainly deserve better. For Canada to get back on track, we must free the wealth creators, the innovators and the risk takers. We must believe in the people of this great country.

In response to a question about government spending, the Prime Minister said, “We took on debt so Canadians wouldn't have to.” I hate to break it to him but that is not exactly how it works. Governments do not have money. There is no special government bank account that money gets deposited into without a source, and of course, that source is us, Canadian taxpayers. The less revenue there is to tax, the less money there is to spend on social programs, health care, infrastructure and education. For this reason, it is confounding that the Liberals do not fight for industries such as the energy sector, manufacturing or agriculture, industries that have traditionally helped stabilize our economy for decades. They are well positioned to continue to do so; they just need a government that believes in them.

When the Prime Minister was embroiled in scandal over the SNC-Lavalin affair, which members will remember he pressured the former attorney general to let a criminally charged company off the hook. He did it under the guise of saying, “I am fighting for jobs.” What about the jobs here in western Canada? What about the jobs that were just lost when Keystone XL went out the door?

Why could the Prime Minister not do so much as pick up a phone, make a call and advocate for those workers and those jobs? Does he only care about jobs if they happen to be in his riding? Canada deserves a Prime Minister who will fight for unity, not against it. It needs a Prime Minister who believes that Canada is one nation from sea to sea and that the nation in its entirety is worth fighting for.

The debt-to-GDP ratio will rise to 56% this year. That is just a short distance away from our 1996 high of 66%, when the Wall Street Journal deemed Canada to be “an honorary member of the Third World”.

While the private sector is shrinking rapidly, the government is engorging itself. This is entirely unsustainable, but it is incredibly beneficial to a political party that is most successful when Canadians are dependent on government. Doling out money is actually a political leader's dream. It turns the people's affection toward him. It positions him as their hero, caretaker and saviour, so to speak.

Responsible leaders restrain themselves from utilizing this enticing tool. Instead of making it a long-term solution, they limit and put restrictions in place. It is not so with our current leader. Sadly, for quite some time the current government has fostered animosity toward job creators and wealth generators. The Liberals are engineering a society that will leave everyone less prosperous and more dependent on government.

While the Liberals love to talk about giving and receiving, I wish to talk about the value of earning. I am talking about the privilege, the honour and the dignity of work. It is an incredible thing for one to earn what one receives. Studies show that individuals who receive money without earning it are more likely to be depressed and less likely to be happy or feel fulfilled. Whenever we discuss permanently increasing government handouts, we must look at the potentially negative ramifications, not just for the economy but for society and the people. People matter. Canadians must be free to use their gifts, talents and abilities to further themselves, to benefit their local communities and to rebuild.

Ronald Reagan famously said, “The most terrifying words in the English language are: I'm from the government and I'm here to help.”

I am convinced government programs are not the answer to getting Canada back on track. Canadians are the answer. It is Canadians who have the ingenuity, work ethic and ability to come up with the solutions to the problems our country faces.

Ronald Reagan also said, “The greatest leader is not necessarily the one who does the greatest things. He is the one that gets the people to do the greatest things.” Frankly, I am tired of hearing the government patronize Canadians by essentially telling them to sit on the sidelines and cheer. What coach benches his best players?

Instead of putting the government in the position of being the ultimate problem-solver, and exploiting the pandemic to increase government control in the lives of Canadians, I believe we have a real opportunity to do just the opposite. We can shift the spotlight onto Canadians: those who are dreamers, risk-takers, wealth generators and job creators. It is time to put them in the game. They have the ability to put forward exceptional ideas, solve problems and build toward a vibrant future. We must unleash the power of the workforce so Canadians can start receiving paycheques instead of government handouts.

The Liberals can try to reset, restart and reimagine this country, but the fact is the power belongs to the people. Canadians always have been, and always will be, the solution to the problems we face. It is time to let Canadians skate.

[Mark Gerretsen, Liberal, Kingston and the Islands, ON]

Mr. Speaker, we continue to hear about the level of debt that has been taken on throughout this pandemic. I heard it a number of times yesterday, and the member has mentioned it. However, at every step of the way through supporting Canadians and putting the resources in place to help them, the House has, pretty much on every occasion, unanimously adopted the bills and the mechanisms to be able to do that.

All that the member or any other member of the House had to do in those instances when that unanimous consent came forward was to say no. One person would have triggered a whole process that would have been so much more detailed in determining how we go about that spending, by going through various stages in the House through committee. The member did not say no. No member said no. I knew that the time would come that Conservatives would eventually start to critique the government for the level of debt that it took on, but in reality, they were active players in that. They participated in taking on that debt.

How can the member justify being overly critical of the debt taken on when she voted for it at every step of the way?

[Rachael Thomas, Conservative, Lethbridge, AB]

Mr. Speaker, there is a place for taking on a small level of debt for a short term. That debt load, however, should have been incurred primarily in the name of generating jobs and investing in projects and industries that were going to serve this country in the long run.

That said, there is a time when due to something such as a pandemic, it is appropriate for the government to provide assistance to those who need it most. Through no fault of their own, many Canadians lost their jobs. Government policy created a lockdown. That lockdown resulted in the loss of livelihoods for many. That was a government decision; therefore, the government is responsible to step in and help. I voted for that and I am proud of that vote. What I am not proud of is where the government is going for the long-term future, which is into incurred debt over debt on the backs of Canadians. That is wrong.

[Leah Gazan, NDP, Winnipeg Centre, MB]

Mr. Speaker, happy new year. I know my hon. colleague spoke a lot about work. I, too, support the ability for Canadians to get jobs; however, we know that a lot of people are unable to work. I will give an example: 70% of adults with severe intellectual disabilities who are unable to work live in poverty. Seniors are unable to work and live in poverty. Many students who were unable to work as a result of the pandemic are living in poverty and unable to go back to school, as another example. Indigenous people in many communities, where rates of unemployment are 95% as a result of ongoing impacts of the Indian Act and colonization, again are unable to work.

Knowing this, as it is certainly well researched, would my hon. colleague support a guaranteed livable basic income? Does my colleague support providing greater support for students who, through no fault of their own, were impacted by the pandemic? Would my colleague also support a guaranteed livable income for persons with disabilities who we know have been completely left out during the pandemic?

[Rachael Thomas, Conservative, Lethbridge, AB]

Mr. Speaker, that question morphed from a celebration of work, which I was super-excited about, to a squelching of work and its benefits. That is very sad.

We are talking about Canadians who have incredible potential, ability, gifts, talents and contributions to make to this great country. By putting mechanisms in place that would bench them, we would actually be making our country worse off. Why do we not have a more grand vision for people than that? Why do we not believe in letting them thrive? Why do we not believe in letting them use those gifts and those talents and those abilities to be the problem-solvers, to be the solution-makers and to be the people that they were designed to be?

I understand there are some who live with a disability and they absolutely deserve all the support they can get. That is an appropriate place for government to step in and provide support to those who are unable to do so for themselves. However, for the rest of us, let us skate. Let us use our gifts, our talents and our abilities to make this country a great place. Let us work.

[Kyle Seeback, Conservative, Dufferin—Caledon, ON]

Mr. Speaker, 58,000 businesses closed their doors in 2020. There are 58,000 families who will not have the income they would have had from the family business. The CFIB is now estimating that there will be up to 200,000 small businesses closing in 2021. Think of the devastating impact that will have on the families who depend on them for their livelihood, and on the communities where jobs will be lost. The economic spinoffs of those business closures will be devastating.

New businesses have been particularly ignored by this Liberal government throughout the pandemic. In December, I had the opportunity to ask the government a question with respect to new businesses. I talked about a gentleman named Paul in my riding. Paul was going to launch his new small business in March 2020. Of course, that did not happen because of the first lockdown, and his business launch was pushed into May. Since then, he has desperately tried to make his business viable. He is not eligible for the wage subsidy. He is not eligible for the rent subsidy. Why is this? It is because he decided to start a business, and the government has deliberately chosen not to support people who made the decision to start a small business. Why it has made that choice, I do not know. I have asked questions about this many times. I do not get answers.

People like Paul invest their life savings, the money they have worked their entire life for, into a business at great risk. They put hundreds of hours into that business, 50, 60, 70, 80 or 90 hours a week. That is what entrepreneurs do to try to make their businesses successful.

To keep his business going, Paul has had to access a line of credit against his home and put more money into the business in a desperate attempt to have his life's work remain viable. I pleaded his case to the minister in December. I outlined exactly the circumstances that I am outlining now. I asked the minister to please give something to Paul.

The response was that Paul should look at the regional relief programs. That was where there would be something. Of course, I had looked at the regional relief programs in a desperate attempt to help Paul and businesses like his, not only in my riding but all across the country. As I learned in law school, the devil is in the details. In order for Paul to be eligible for a regional relief program, he had to have been operational before March 15, 2020. Basically, the minister's response was, “Sorry, there is nothing there for Paul.”

Since I asked the question in December, I have had dozens of new businesses in my riding get in touch with me, desperately asking how they can access some form of financial support so that their businesses can continue, so that they will not go bankrupt and lose their life's savings, so that they can continue to employ people in their businesses who can then support their families. They are desperate to stop the domino effect of the closure of businesses and the devastating impact that has on the business owners, the employees and the community. Unfortunately, I have no good answer for these people, because the government knows this issue exists.

I have asked about it in question period, and my Conservative colleagues have asked this question many times in question period and there is never an answer. Here we are debating a bill that would implement new economic programs. Conservatives have asked the government what it is doing to support new businesses and why these businesses are undeserving of any support. Therefore, Liberals know of the issue. It is clear. They have heard it. They have heard it from CFIB and from opposition members, who have asked if there is anything in this legislation to help new businesses. The answer to that is absolutely nothing.

We are left asking ourselves this question. This is a government that has opened the floodgates of spending. It is spending money on everyone and everything. We are racking up debt at a horrific rate. Why have the Liberals deliberately chosen not to support new businesses? I want to go back to that.

When people decide to become entrepreneurs and to set up a business, they do it at great risk. They have to invest their own money and often have to provide personal guarantees, including maybe a collateral mortgage against their home. People do that at great risk. They put in 50, 60, 70, 80, 90 hours a week in the hope that their business will be successful. The lockdown occurred, we understand that, but why has the government deliberately chosen to ignore people like Paul and like Michella, whom I spoke to yesterday about her business? It is something I cannot comprehend.

When I think about the answer the government gives on this, which is effectively to maybe look at a regional relief program, it is so tone deaf and offensive to business owners who have worked so hard to try to make their businesses successful. It reminds me of someone else who was incredibly tone-deaf in the midst of a crisis. There is the infamous quote by Marie Antoinette. When she was told the people had run out of bread, she said, “Let them eat cake.” Guess what, the government is effectively saying to entrepreneurs and new business owners who have risked so much, “Let them eat cake.” I find that offensive.

I am here advocating on behalf of small businesses and new businesses not only in my riding, but also on behalf of businesses all across the country. They deserve better than what the government is giving them. If the government is going to give them nothing, if it has made that deliberate decision, which is the only thing I am left to conclude, that it has deliberately decided to let those businesses fail, then it should stand up and say it. Do not say they should look at some program that offers absolutely no support. The government should just say it is sorry, because it has decided that those businesses are going to fail and good luck.

Right now, there is only one business in my riding that is expanding rapidly and doing extraordinarily well. We see their signs everywhere, in strip plazas and downtown cores. Do members what to know what that business is? It is “For Rent” or “For Lease”. It is exploding all across my riding and all across this country. Why is that? It is because of the decisions the government has deliberately made, and I do not have an answer as to why. I would like to know why new businesses are being told that the Liberals do not care and that they can go out of business. They have an opportunity to correct it. We are debating this bill now. Why will they not make some simple changes so new businesses do not go bankrupt?

[Mark Gerretsen, Liberal, Kingston and the Islands, ON]

Mr. Speaker, I listened attentively to the intervention by my colleague today. When he got toward the end of his speech, he talked about the thing that seemed to be booming in his riding, which was signs “For Rent”. In my riding, the same thing is going on. There are a lot of for-rent signs going up. I would argue that seeing for-rent signs going up is not necessarily the product of lack of support for new businesses, but of businesses that have been around for quite a while and choosing not to continue. My approach to this is that I believe the government has been trying, in many regards, through the support of the opposition parties and their consent to the spending, to help businesses writ large. He brings up some very valid points about new businesses and I hope he has the opportunity to discuss those points when the bill gets to committee stage so that how we can support newer businesses can be discussed further.

Would the member not acknowledge that supporting existing businesses has been so critically important? Had we not done anything, there would be even more for-rent signs going up.

[Kyle Seeback, Conservative, Dufferin—Caledon, ON]

Mr. Speaker, I like to give credit where credit is due. There have been supports for the business community in general, including the emergency bank account and the wage subsidy after a few of its hiccups initially when the first incarnation was not great and most businesses were not able to access it. I will, of course, give kudos to the government for making the decision to support businesses. It had to be done and it did it.

I have a particular issue. I would ask the member opposite to go back to his caucus meeting on Wednesday and raise the issue of new businesses. They are just as deserving of support as other businesses. They took the same risks. They invested the same amount of blood, sweat and tears, as we say, and the same capital. They have the same exposure and personal financial loss if their business goes under. Go back to the Prime Minister and go to the finance minister and ask them to please make the changes so that these new businesses have the opportunity to succeed.

[Gord Johns, NDP, Courtenay—Alberni, BC]

Mr. Speaker, I really want to thank my colleague for raising this very important issue about start-ups being ineligible for the government's emergency relief programs. I raised this very issue with the Minister of Small Business on Friday.

We have many businesses in our riding that have not been eligible and whose owners have invested a tremendous amount of their life savings to open a business or to restart a business from the past. They cannot collect the wage subsidy or the commercial rent program. They cannot access the CEBA loan program. There are ways for the government to create measures that would allow these businesses to qualify, and to avoid concerns about fraudulent businesses.

These are businesses with expenses that they can prove. Many of them have met payroll or paid rent for months. The government needs to allow them to access these programs. Many of them are in their second or third lockdown without any support. This includes a veteran-led business in my colleague from Cowichan—Malahat—Langford's riding where some of the profits go to helping those with PTSD. These are the kinds of social enterprises and businesses we have to save, or we are going to lose a generation of businesses.

I want to thank my colleague. If he wants to bring forward some ideas on how government can use measures to support those start-ups, that would be great.

[Kyle Seeback, Conservative, Dufferin—Caledon, ON]

Mr. Speaker, I thank the hon. member for adding his voice to this. As he points out, there are lots of metrics the government could look at for a new business to see if they should be eligible for some of these programs. I am more than happy to work with the government on determining what those metrics should be.

I know I have very little time left, but I want to really try to impress something upon the government. Maybe the Prime Minister and finance minister should take a phone call from someone who started a business and is now going to lose that business. I get many phone calls like that every single week. People are desperate and they are heartbroken. They think they are going to lose their homes when their businesses go under. Anyone listening to dozens of phone calls like that is going to be affected. I find it incredibly difficult to answer those calls, speaking to those individuals and saying that I am sorry and that there is nothing I can do to help them. The government has chosen to abandon them.

Maybe if members from the government would take the time to take a few phone calls like that, they would make changes to this bill to support small business. Behind every one of those small businesses is an owner and a family. They are in desperate times and desperately need help from the government.