Build Canada Homes Act

An Act respecting the establishment of Build Canada Homes

Sponsor

Gregor Robertson  Liberal

Status

This bill has received Royal Assent and is, or will soon become, law.

Summary

This is from the published bill. The Library of Parliament has also written a full legislative summary of the bill.

This enactment establishes Build Canada Homes as a Crown corporation. The purpose of Build Canada Homes is to promote, support and develop the supply of affordable housing in Canada and to promote innovative and efficient building techniques in the housing construction sector in Canada. The enactment, among other things,
(a) sets out the powers of Build Canada Homes and its governance framework;
(b) authorizes the Minister of Finance to make payments out of the Consolidated Revenue Fund to fund the operations and activities of Build Canada Homes; and
(c) provides that the Governor in Council may transfer to Build Canada Homes the property, rights, interests and obligations held by any Crown corporation or subsidiary of a Crown corporation and may issue directives for measures to be taken in relation to the reorganization of Canada Lands Company Limited or any of its subsidiaries.
It also includes transitional provisions, makes a consequential amendment to the Financial Administration Act and contains coordinating amendments.

Elsewhere

All sorts of information on this bill is available at LEGISinfo, an excellent resource from Parliament. You can also read the full text of the bill.

Bill numbers are reused for different bills each new session. Perhaps you were looking for one of these other C-20s:

C-20 (2022) Law Public Complaints and Review Commission Act
C-20 (2021) An Act to amend the Nova Scotia and Newfoundland and Labrador Additional Fiscal Equalization Offset Payments Act
C-20 (2020) Law An Act respecting further COVID-19 measures
C-20 (2016) Law Appropriation Act No. 3, 2016-17

Votes

June 10, 2026 Passed 3rd reading and adoption of Bill C-20, An Act respecting the establishment of Build Canada Homes
June 9, 2026 Passed Time allocation for Bill C-20, An Act respecting the establishment of Build Canada Homes

Debate Summary

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This is a computer-generated summary of the speeches below. Usually it’s accurate, but every now and then it’ll contain inaccuracies or total fabrications.

This bill establishes "Build Canada Homes" as a new federal Crown corporation tasked with consolidating housing initiatives, leveraging federal lands, and partnering with stakeholders to accelerate affordable housing construction. Debate focuses on whether the measure will improve administrative effectiveness or merely create unnecessary government bureaucracy.

Liberal

  • Establishing Build Canada Homes: The party supports establishing Build Canada Homes as a Crown corporation to provide the operational autonomy, financial tools, and flexibility needed to address the housing crisis at scale.
  • Fostering multi-sector partnerships: This legislation centralizes federal housing initiatives, allowing the agency to act as a developer and financier while streamlining collaboration between government levels, private developers, and non-profit stakeholders.
  • Prioritizing Canadian industry: The bill integrates the "buy Canadian" strategy by prioritizing domestic materials like lumber and steel, while supporting the skilled trades to ensure that housing investments also strengthen the national economy.
  • Addressing diverse community needs: Speakers highlight that the agency addresses unique regional challenges by tailoring affordability to local incomes and supporting specific projects for rural centers, seniors, and indigenous communities.

Conservative

  • Oppose redundant housing bureaucracy: Conservatives oppose Bill C-20, arguing it creates a redundant fourth federal housing bureaucracy that adds administrative layers and executive costs without providing clear targets, timelines, or performance indicators for home construction.
  • Minimal impact on housing supply: Members highlight Parliamentary Budget Officer findings that the new Crown corporation would only contribute 5,000 homes annually, representing just 1% of the government's promised targets and failing to address the true scale of the crisis.
  • Critique of rebranding existing projects: The party criticizes the government for using the legislation to rebrand existing Canada Lands Company projects, asserting that substantive progress is stalled by regulatory delays, permitting bottlenecks, and a focus on promotional aesthetics over actual construction.
  • Proposed alternative housing solutions: The Conservatives advocate for cutting the GST on new homes under $1.3 million, tying federal infrastructure funding to municipal building targets, and removing capital gains taxes on reinvestments in new housing construction.

NDP

  • Criticizes private sector reliance: The NDP argues the bill over-relies on private developers and market incentives, claiming that billions in funding should instead support public community housing to ensure true affordability for Canadians.
  • Demands accountability and targets: Jenny Kwan highlights the lack of measurable targets and performance benchmarks, criticizing the government for rejecting an amendment that would define affordability as 30% or less of a person's income.
  • Favors non-market housing: The party advocates for large-scale investment in public and co-op housing, calling for policies to end the financialization of housing and protect renters from renovictions and market-driven price hikes.
  • Focuses on accessibility: The NDP stresses that increasing housing supply must specifically address the needs of vulnerable groups, including people with disabilities, rather than assuming that generic market units will solve the accessibility crisis.

Bloc

  • Conditional support for the bill: The party supports the bill due to the severe housing crisis and a specific agreement with Quebec that respects its legislative framework and jurisdictional priorities.
  • Concerns regarding jurisdictional encroachment: Members express concern that a new federal structure may encroach on Quebec’s jurisdiction over housing, arguing instead for direct funding transfers without federal interference or conditions.
  • Criticism of administrative inefficiency: The Bloc questions the need for a new entity alongside the CMHC, arguing that replacing functioning programs with new structures has delayed the construction of essential housing.
  • Promotion of the forestry sector: The party advocates for the prioritization of Canadian wood in construction projects to support the forestry sector, which faces significant challenges from international tariffs and a lack of support.

Green

  • Administrative focus over action: The bill merely transitions a special operating agency into a Crown corporation without establishing concrete targets or timelines to solve the housing crisis, rendering it largely ineffective in its current form.
  • Redundancy of new corporation: The party questions the necessity of creating a new entity, arguing that the government should instead properly fund and utilize the existing Canada Mortgage and Housing Corporation (CMHC) to deliver housing.
  • Lack of clear accountability: Concerns remain regarding the absence of a designated minister responsible for the project, which risks creating an opaque governance structure without direct accountability for housing outcomes.
  • Failure to treat emergency: Stressing that the housing crisis is a national emergency, the party calls for greater political will and immediate action to house vulnerable citizens instead of focusing on legislative reorganization.
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Third ReadingBuild Canada Homes ActGovernment Orders

June 9th, 2026 / 12:35 p.m.

Conservative

Greg McLean Conservative Calgary Centre, AB

Mr. Speaker, on a point of order, I wonder if the time allocation was given correctly. How are we getting a minute and a half for the member?

With everything going on, could the hon. member have the chance to actually deliver her speech, if she starts right now? We would appreciate that. There is too much noise here. We were not listening carefully.

Third ReadingBuild Canada Homes ActGovernment Orders

June 9th, 2026 / 12:35 p.m.

The Assistant Deputy Speaker John Nater

We will let the hon. member for Nanaimo—Ladysmith give her remarks. She will have three and a half minutes remaining in her comments.

The hon. member.

Third ReadingBuild Canada Homes ActGovernment Orders

June 9th, 2026 / 12:35 p.m.

Conservative

Tamara Kronis Conservative Nanaimo—Ladysmith, BC

Mr. Speaker, among other things that I am continuing in my speech from the other day, Bill C-20 aspires to help Canadians build more homes faster and to promote innovative and efficient building techniques in the housing sector. That goal matters deeply in communities such as Nanaimo—Ladysmith.

Across the mid-island, families are facing the same housing pressures we see across the country. Young people are wondering whether they will ever be able to afford a home, seniors are looking for options that allow them to downsize while staying close to family and workers are struggling to live near the jobs that keep our communities running. We agree that we cannot meet that challenge with old thinking alone. We need to build differently, build faster and make use of better and new methods and Canadian standards, as well as local business that are already doing the work.

The mid-island did not wait for legislation. We know we cannot rely on the government to solve our problems for us. Local innovators have already risen to the occasion to make the mid-island an emerging hub for modular and innovative construction.

I recently toured Cueva Homes, which is headquartered in Nanaimo. There, I saw exactly the kind of practical innovation this country needs. Cueva Homes is focused on modular homes, backyard suites, ADUs and smaller housing options that can help communities add supply without changing the character of every neighbourhood. The folks at Cueva Homes are ready to go. These are real homes designed for real lots, and they are built with the kind of efficiency that could help address the housing shortage. They are especially well suited for communities like ours, where many families need options for aging parents, adult children, renters and first-time buyers. Cueva Homes' work also shows why standards matter. When homes are CSA-compliant, even if they are fabricated abroad with a significant proportion of local materials exported from the island for that purpose, communities can have confidence that innovation is not coming at the expense of safety, quality or code compliance. That should be central to the purpose of Bill C-20.

I also want to recognize Wescon Doors, another Vancouver Island business contributing to this same housing ecosystem. Wescon manufactures doors built for our climate and to meet applicable Canadian standards. Businesses like Wescon Doors remind us that housing innovation is not only about the finished home, but also about the local supply chain, components, skilled workers and manufacturers that make faster, better building possible.

If Bill C-20 is truly about supporting innovative and efficient building techniques, then the government must recognize communities such as ours. We already have businesses working in modular housing, prefabricated systems with high-quality components and climate-appropriate construction. The opportunity now is to connect federal policy with local capacity. Nanaimo—Ladysmith is ready to be part of that solution

Third ReadingBuild Canada Homes ActGovernment Orders

June 9th, 2026 / 12:35 p.m.

Winnipeg North Manitoba

Liberal

Kevin Lamoureux LiberalParliamentary Secretary to the Leader of the Government in the House of Commons

Mr. Speaker, I was encouraged to hear the member opposite say something to the effect of Bill C-20 inspiring Canadians and helping them build more homes faster. I agree that there is that inspiration within Bill C-20.

Could the member expand on that particular point? Through Bill C-20, we want to be able to encourage and see that support realized.

Third ReadingBuild Canada Homes ActGovernment Orders

June 9th, 2026 / 12:35 p.m.

Conservative

Tamara Kronis Conservative Nanaimo—Ladysmith, BC

Mr. Speaker, for his benefit, I would like to share with the member opposite what I am hearing on the ground.

We are also concerned about the fact that there are multiple bureaucracies already in place. We are very concerned about Build Canada Homes and making sure that it does not become another Ottawa-driven program that overlooks the builders and manufacturers already solving problems on the ground in communities such as mine.

We would like a commitment from the government that it will help and support practical, CSA-compliant, scalable solutions such as those found in our communities.

Third ReadingBuild Canada Homes ActGovernment Orders

June 9th, 2026 / 12:40 p.m.

Conservative

Kelly McCauley Conservative Edmonton West, AB

Mr. Speaker, the Parliamentary Budget Officer put out a report commenting that the government was stripping away services to the vulnerable via housing benefits and social housing in order to fund another bureaucracy.

I wonder what the member thinks about the government taking money away from the most vulnerable to fund another bureaucracy that is going to produce, as the PBO says, only “a modest amount” of new housing.

Third ReadingBuild Canada Homes ActGovernment Orders

June 9th, 2026 / 12:40 p.m.

Conservative

Tamara Kronis Conservative Nanaimo—Ladysmith, BC

Mr. Speaker, that is a very timely question, because just last night in my community, our local city council was holding a special meeting about the need for sober housing specifically. All kinds of housing in our communities came up.

The provinces, especially provinces like mine, are really struggling in the context of this economy. Of course, this means that municipalities are struggling as well. If the government is going to allocate funds toward housing, it really needs to work harder to address those issues in communities like Nanaimo—Ladysmith and beyond.

Third ReadingBuild Canada Homes ActGovernment Orders

June 9th, 2026 / 12:40 p.m.

Surrey Centre B.C.

Liberal

Randeep Sarai LiberalSecretary of State (International Development)

Mr. Speaker, the member from Nanaimo knows a lot of the issues that are particular to the island. Market housing works really well in places like Nanaimo, and can probably be the solution that she is expressing would be valid there, but urban markets with the missing middle are a challenging place. Regardless of the red tape and other things, it is very hard for builders and developers to develop there.

How does the member consider developers should be incentivized to build in those areas without a Build Canada Homes-like approach?

Third ReadingBuild Canada Homes ActGovernment Orders

June 9th, 2026 / 12:40 p.m.

Conservative

Tamara Kronis Conservative Nanaimo—Ladysmith, BC

Mr. Speaker, if the member believes market housing is working well in Nanaimo, he really does not understand British Columbia. We are the missing middle. We have the missing market housing and the missing supportive housing. We are in the throes of an addictions crisis. Last night, we heard testimony about how hard it is for someone to resist the lures of addiction when they are down, homeless and sleeping on the street.

That question was an insult to my communities.

Third ReadingBuild Canada Homes ActGovernment Orders

June 9th, 2026 / 12:40 p.m.

Liberal

Kevin Lamoureux Liberal Winnipeg North, MB

Mr. Speaker, I am somewhat disappointed by the response to that question, in the sense that, if we look at it, we have seen a great deal of emphasis on collaboration. We want to work collaboratively with municipalities, provinces, indigenous people and so forth.

Does the member not agree that working collaboratively is the best way to deal with the issue that is before us?

Third ReadingBuild Canada Homes ActGovernment Orders

June 9th, 2026 / 12:40 p.m.

Conservative

Tamara Kronis Conservative Nanaimo—Ladysmith, BC

Mr. Speaker, the member from the other side goes back to the question before and suggests that I was being insulting, when someone was trying to tell me that my community does not need mid-market housing and below, and that we are just fine with market housing. I am sorry, but that is another member who does not understand what is going on in British Columbia or in my riding.

Third ReadingBuild Canada Homes ActGovernment Orders

June 9th, 2026 / 12:40 p.m.

Surrey Centre B.C.

Liberal

Randeep Sarai LiberalSecretary of State (International Development)

Mr. Speaker, this is a great opportunity for me to rise in support of Bill C-20, the Build Canada Homes act.

The challenge before us is significant. Too many Canadians are struggling to find a home they can afford, and too many communities are facing housing shortages that continue to drive up costs. That is why our government launched Build Canada Homes in September 2025 with a clear mandate to build affordable homes, support builders with financing and encourage innovative construction methods using Canadian technology, workers and lumber. In just a few short months, Build Canada Homes has already begun advancing projects and establishing partnerships across the country.

Bill C-20 would build on that early progress by establishing Build Canada Homes as a Crown corporation, providing it with the operational autonomy and dedicated governance needed to scale up efforts to address Canada's housing crisis. By transitioning Build Canada Homes from a special operating agency to a Crown corporation, the legislation would strengthen its ability to deliver on its mandate at scale while maintaining accountability to Parliament and to Canadians.

All Canadians deserve an affordable place to call home. Housing is a fundamental need, and the growing demand for housing across the country requires urgent action, which means that this is about more than creating a new institution. It is about giving Build Canada Homes the tools it needs to build more homes more quickly.

As we consider the legislation before us today, it is worth revisiting exactly what Build Canada Homes was designed to achieve. Build Canada Homes was created to build and finance affordable housing at scale while helping to catalyze a more productive and innovative homebuilding industry. It makes it simpler and faster to get large-scale affordable housing projects off the ground, attracting public, private and philanthropic investment. thus maximizing impact.

Build Canada Homes does more than fund individual projects. It is a new way of doing business. Its goal is to unlock opportunities across the country by partnering with governments, builders, non-profits and investors to identify and scale high-impact housing solutions. It is also helping modernize Canada's homebuilding sector by supporting innovative approaches, including modern methods of construction. Build Canada Homes is helping create the conditions needed to build more homes more quickly and more efficiently.

This is particularly important at a time in Canada when Canada needs to significantly increase its housing supply. Build Canada Homes is helping build the capacity needed to meet that challenge. As a Crown corporation, Build Canada Homes would combine access to federal lands, development expertise and flexible financial tools under one roof.

It would work alongside non-profits, indigenous organizations and all orders of government to help move projects from concept to construction and to accelerate the delivery of affordable housing. It would also work in close partnership with developers, investors, manufacturers and housing providers focused on long-term affordability. This includes non-profits, co-operatives, community housing providers or organizations that promote a variety of housing options for Canadians.

These strategic partnerships would create homes that are affordable to a range of households across the income spectrum. These partnerships are about building capacity, supporting innovation and creating the conditions for more homes to be built across Canada, which is what makes the legislation before us today so important.

By establishing Build Canada Homes as a Crown corporation, Bill C-20 would provide the agency with the operational autonomy and governance structure needed to pursue its mission more effectively. It would also provide Build Canada Homes with the flexibility needed to hold assets, make investments and make long-term decisions that support the delivery of affordable housing. Together, these tools would strengthen its ability to deliver on its mandate and build more homes for Canadians. These are exactly the kinds of tools needed to increase housing supply and accelerate construction across the country.

Partnerships with provinces and territories are central to the success of Build Canada Homes. Whether through land financing, housing expertise or construction-ready projects, provinces and territories play a critical role in increasing housing supply and helping more homes get built.

Allow me to use my home province of British Columbia as an example. Build Canada Homes and BC Housing have partnered to deliver at least 1,100 homes, including supportive, transitional and affordable rental housing. This partnership will make use of standardized designs, Canadian-made prefabricated components and modern methods of construction to reduce costs, improve quality, shorten construction timelines and help increase housing construction at scale. These approaches demonstrate how innovation can play a critical role in addressing Canada's housing shortage.

This is only the first phase of a broader commitment between Canada and British Columbia. By aligning federal investment with construction-ready projects, Build Canada Homes is helping move projects from plans to shovels in the ground, while laying the foundation for thousands more homes in future phases. This is exactly the type of collaboration Build Canada Homes was created to support. It demonstrates how governments can work together to increase housing supply while helping to modernize the homebuilding sector.

Importantly, it also demonstrates the potential of Build Canada Homes as a national institution. In just a few short months, it has advanced projects and partnerships representing thousands of homes across the country. Bill C‑20 is about turning that early momentum into sustained long-term results. By establishing Build Canada Homes as a Crown corporation, we would be strengthening its ability to support more projects, deepen partnerships and help deliver more homes for Canadians.

However, that is not all. In addition to helping build more houses, Build Canada Homes is also helping build a stronger Canadian economy. By prioritizing projects and partnerships that invest in sustainable Canadian materials, strengthen Canadian supply chains and create good jobs through the homebuilding process, Build Canada Homes is helping advance the federal government's buy Canadian strategy. This means Canadian lumber, Canadian building materials, Canadian manufacturing and Canadian construction expertise.

Across the board, Build Canada Homes is helping ensure that public investments create economic benefits here at home. In a changing global economy, strengthening domestic capacity matters. Build Canada Homes is helping increase housing supply while supporting Canadian workers, Canadian businesses and Canadian innovation. The partnerships and projects already under way demonstrate what Build Canada Homes can achieve. Bill C‑20 is about scaling up what is already working. It is about building the partnerships, capacity and innovative construction approaches needed to deliver more homes for Canadians in the years ahead.

By establishing Build Canada Homes as a Crown corporation, the legislation would provide the governance, flexibility and financial capacity needed to build on that progress and to deliver on its mandate at a greater scale. It would allow Build Canada Homes to hold assets, make investments, deploy innovative financial tools and pursue long-term opportunities more effectively, while maintaining a clear accountability framework to Parliament and Canadians.

At a time when Canadians need more homes built more quickly and more affordably, Bill C‑20 would help ensure that Build Canada Homes has the tools it needs to deliver. I urge all members opposite to support it.

Third ReadingBuild Canada Homes ActGovernment Orders

June 9th, 2026 / 12:50 p.m.

Conservative

Scott Aitchison Conservative Parry Sound—Muskoka, ON

Mr. Speaker, could the member who just delivered his speech explain to me and to the House why we need a third federal Crown corporation to do what he described it would do? Why can CMHC or Canada Lands Company not do these things?

Third ReadingBuild Canada Homes ActGovernment Orders

June 9th, 2026 / 12:50 p.m.

Liberal

Randeep Sarai Liberal Surrey Centre, BC

Mr. Speaker, I think this is a Crown corporation that would take a lot of federal lands, provincial lands and municipal lands and build quickly and efficiently. It would actually hold, in a lot of cases, those assets in the Crown corporation, and the revenue from that would hopefully help build more homes going forward. It would also help expedite a lot of the process.

I think it is much needed. Canada has tried many other things, and I think this is a time when more homes are needed more quickly. We need an agency like this that has the agility, the financial firepower and the power behind it to build these homes much more quickly.

Third ReadingBuild Canada Homes ActGovernment Orders

June 9th, 2026 / 12:50 p.m.

Liberal

Louis Villeneuve Liberal Brome—Missisquoi, QC

Mr. Speaker, municipalities and community organizations are asking us for more tools to help them build affordable housing. Can my colleague explain how to create this new Crown corporation to meet those needs?