You ask what the problem is. I think we need to get away from “one size fits all”.
You talked about the dollars going out. Some of the previous speakers talked about, really, our having had three programs. We've had CAIS, production insurance, and ad hoc programs. I think enough dollars have been spent. I think they need to be better targeted.
I think you're on the right track. You need to be talking to producers, not trying to design a “one size fits all” but talking to producers and seeing.... There may be four or five different sizes. But it needs to have flexibility.