As I said previously, we'll look at each situation on its own merits, and we will sit down with the customer and map out, over a number of years, how this plan is going to work and whether the debt is serviceable.
We might reach a stage or point at which we have to have a very frank discussion with the farm family, and this doesn't happen quickly. We'll look at all options before we ever make a final decision. But we'll work with the family and look at the situation. They may have to decide at some point in time whether they want to protect their equity, and if they do, perhaps liquidation may start, or maybe they will liquidate part of the business or a piece of the business that might not be as profitable as it could be.
We'll do this in a very responsible, proactive way, and that's how we deal with those situations, sir.