Thanks for the question, Larry.
I think the CAIS program hasn't been bankable and it's too late in responding. You get your cheques almost two years later. It's just not responsive, and it's not bankable. You can't go to your bank and sit down and do a cashflow and say how much money you have coming, that you have a shortfall and the CAIS program will be.... If you had something like the NISA program, you'd have your exact statement there. If you want to withdraw so much money to help with your cashflow that year, the banker can understand that; there's a statement there.
If nothing else, if we could get the CAIS program to where it's easy to understand.... I think the only ones who understand it are the accountants, and even from talking to my accountant, I'm not sure that he understands it that well. I think the only ones who are making a lot of money out of this system are the accountants. I look at the changes in my accounting bills and they're substantial.
I don't think we have to pick a side. We have to be very careful. The family farms are in jeopardy, but we can't design programs for one sector over another. We have to be uniform in how we deliver our programs for the large producers as well as the family farms and the small producers. Canada is very diverse, and if you look at the size of operations based in this country, our programs have to be fair for all.