That's a very good question.
We view it like this. We've looked at the top-tier CAIS type of thing, with the top 30% right now in terms of how it's paid out and the rules under which it is actually paid out. If you had a NISA-style program on top of the CAIS program, it would be better than just going to a straight NISA-type program.
NISA itself was limiting. It did not do what the CAIS program was supposed to do when we had just the straight NISA, because NISA would run out of money on you right away. If you have a couple of bad years, you're gone, because you don't have any more NISA. If you had a top tier of the CAIS program that would pay out, and had maybe some set rules around pay-out....
One of the things the government said was that there was too much money in the old NISA program. That was only a certain percentage of the population, and it was the older farmers who had that extra money. It was not the young farmers who had the money in the NISA program; it was the older established farmers, who were 60, 70, or 80 years old at the time. They had the $100,000 deposit. The guy who was 30 or 40 years old didn't have any NISA account left. We need to establish that.
NISA on the top end of a CAIS program would allow some more flexibility for farmers to actually bring it out in timely payments. That's what we need. We don't need your accountant to say we should get $10,000 out of this program this year and then we wait a year to get it. That doesn't work.