We talked about where farmers would get the money, whether it's a fee or whether it's a deposit on the CAIS program. For any program that is bankable, you can borrow the money from the bank.
Now, if you take the model that has been put forward by Ontario and Quebec in terms of business risk management, you would find yourself making choices. It would be a self-directed program whereby you would make a decision regarding at what level you want to benefit from that program. You could go to the bank and borrow the money to do your portion.
Again, with the NISA program, where's the farmer's portion going to come from out of that 15%? I don't believe this is all going to come from the two levels of government, and that's another contentious issue for me because I think we have too much government involved.