Certainly if you went to having it partially NISA-based, that would be bankable. One of the things that happened in the past was that the accounting services forced us to add the NISA accounts to our balance sheets, which was a good thing.
I am always perplexed about why we see savings accounts as a good thing, when many of us are operating with operating lines of credit, as well. So if we're going to do something, I would hope it would be set up in such a way so we didn't have a savings account, on which we're getting 3% or 4%, as opposed to a line of credit, on which we're paying 6% or 7%.