It was a U.S. product, okay.
Mr. Hunter, you talked about CAIS not working, yet you support the CFA proposal for business risk management, and they're still talking about a margin-based program—essentially a spinoff of CAIS—and moving ahead with a NISA-style 50% top-up.
I'm just wondering how you reconcile that. You say that CAIS doesn't work, yet we're still going to have something similar to it.