I went through the CAIS program from A to Z. It's not a bankable program for the farmer. It's sort of stacked against the farmer, because they take your last five years of income and discard your best and worst years; those are the two years that would give the farmer the biggest pay-out. Then they use the three average years, which don't give you much pay-out. Right now everything is in a decline, and so it doesn't work for us, especially for cow-calf operators.
The appeal process is illegal, because you cannot take a lawyer into the appeal process. The government is using your friends and neighbours to put the rope around your neck, so to speak. They're doing it at arm's length, but they can say, oh no, it was the farmers themselves who lynched Doug MacCallum—that sort of thing.