I'll take the first crack at it.
If we look at examples where you're trying to deal with a disaster, you're far better off with a plan in place ahead of time. So if you're looking at it from the perspective of whether we need a plan regarding how we should deal with disasters, yes. Now, to go into the details of who spends how much and so on, that might have to be flexible, based on what the disaster was. You know, you have an evacuation plan for a fire at a school, or whatever. The more you have planned ahead of time, the better you can respond to the disaster and probably lessen the impact.