I guess I look at NISA more from a younger perspective, and NISA, in a way, feeds the full. You have to have something to be able to put in it to begin with, and it doesn't help the young end of the farm generation. So I'm concerned that if we move that way....
To begin at the beginning, which is where I started, CAIS and a lot of these programs are a bureaucratic response to a market problem, and we have to deal with the market problem. We can move those chairs anywhere we want on the deck of the Titanic, but until we deal with the fact that farm income is going down.... We have to deal with that.
That's not to say we don't need business risk management in the short and medium term. We need it. We need those programs. They need to be flexible. They need to be bankable. We need all of that, whether we do that by fixing CAIS or we design something new. But again, you get into provincial, territorial, and federal stuff, and that's going to be another nightmare.
The real solution is market power, empowering farmers in the marketplace so that they can actually get a fair return on the wealth that they create for this nation, because farmers are wealth creators. We're solution providers. But we've been abandoned, and we have to deal with that.