We'd need to be comfortable that our industry will be covered off on significant disaster and named perils. If we need to get very specific, we probably can, but we would like to be able to have a myriad of opportunities to work through a program that would serve our producers. In order to do that, we'd have to look at what the opportunities would be to cover off on different areas of concern in our industry for insurance, but we also want to be able to say that these programs would be able to evolve over time and reflect what our needs are in our industry.
