The average investment for cooperatives, actually with the Quebec model, was $182,000. That was raised with the Quebec model and the average investment that each producer made was only about $3,400. But with that modest amount of income, it was able to leverage significant moneys. So that, I think, is the argument for leverage. It's a long-term investment in the agricultural enterprise.
Research has also shown that cooperatives stay in business longer than other kinds of businesses. They take longer to start, as they have to mobilize the community capital and other forms of capital, but once they're in business they actually stay in business much longer. We do have research from Quebec on the longevity of cooperatives, but they don't have access to traditional capital markets. So the CIP, co-op investment plan, is a unique program for cooperatives that can offset that pressure without having to go to public markets, like Saskatchewan Wheat Pool did, and become a publicly traded company.