Okay.
As the parliamentary secretary said--I think this is somewhat misunderstood--the $1 billion over five years in the bill would have the 95% guarantee. I think within urban Canada there is probably the impression that $1 billion is going out there to the farm community. We in fact had that discussion in Prince Edward Island over a beef plant issue. It was felt in Prince Edward Island that the government was giving a grant, which we now find is a loan.
So on the staging of the $1 billion, number one, it is a bank guarantee, correct?
Two, it's $1 billion over five years. Can you explain what in fact that means? Is $1 billion immediately available, on day one, to be lent out? Is the period of time just for five years? What are the parameters?