Thank you.
On the last point, I would be disappointed if our staff were behaving that way. Our mandate and goal is to clearly work with our customers through difficult times. We stand behind them. We have a customer support strategy that we proactively roll out to producers when they're experiencing challenges--specifically in the last year in the hog and beef sectors. In all cases, we have nowhere else to go but agriculture. So we support all sizes of producers in all areas of Canada and in all sectors. We absolutely are not targeting only the large or high-quality loans. Our average loan size is still under $200,000. We have 50,000 customers, and the gross receipts for over half of them are under $500,000 a year.