Thank you, Mr. Chairman.
The CBA appeared before a joint session of the House finance committee and industry committee on precisely this issue and brought some members with them to discuss our position on that. I think what we said there is reflective of the CBA's and the industry's position.
We came here to talk about agriculture. My members here have experience and expertise in agriculture. This is not something that we feel we can comment on as individuals; we sort of brought the wrong people. If you really want to know what the banking industry's position is, I would suggest that members look to the testimony before that joint session.