Thanks for your question.
First of all, I worked on a farm extensively both after high school and throughout the post-secondary degree that I did in Alberta. I then began banking in Medicine Hat and later in Olds. I have spoken at your college, and I'm familiar with it.
With respect to advice to new entrants into agriculture, my suggestion would be that they need to be proactive and preemptive. They need to ensure that they have the means with which to address issues before they arise, as opposed to waiting for them to transpire and then trying to be reactive.
You'll have to forgive me, but I didn't hear the third part of your question.