That's okay. I understand where you're coming from. I just make the point that if the government would have used the safety net programs instead of entrenching their position, if they would have used the safety net programs, to actually design them—still within the rules—to actually get from $900 million to maybe $1.23 billion out there, I think it would have substantially enhanced the bottom line of farmers in both the hog and the beef industry. Then maybe some of those farmers...
As I understand the HILLRP program from talking to hog producers, when they go in to see you, quite a few of them don't meet the viability test within your operations, which is different from the viability test under AgriStability. In any event, they're not considered viable operations. Whereas the year before a hog barn might have been valued at $800,000, you now, within the banking system, value it at considerably less.
One of the complaints we have heard—and you can answer this—on banks' performance with the HILLRP program is that you have increased the interest rate substantially. Some are telling me it's by up to 5% and 6% over normal—prime plus 5% or 6%.
Is that the case, or have we been fed a lie?