I have one small comment. Jamie made a comment about finding good people in the banking industry. I was told that the bank we fired, which will remain nameless, had 52 different agriculture account managers in the last two years, and 29 of them had quit or left. This is all anecdotal, but you find a lot of good people in that institution, with great backgrounds, who were frustrated with the decision that was made at headquarters as to how they were to go out to their good customers.