Yes. I purchased my farm in 1965. I paid $25,000 for it. My farm is worth $500,000 today. When we started, my family was able to scrape together $12,000 for a down payment and we could carry the $12,000 mortgage.
When my son bought his farm this year, as a family we couldn't scrape together half of the money down, and he's struggling to make those payments. So there's absolutely no doubt about it.
The second thing that I see, under income tax, is that if you're going to pay for a $500,000 farm, you're going to have to make money and you're going to have to pay income tax. Income tax is a foreign word to a lot of farmers, but that's the reality of life.
In terms of the ability to get ahead today, I mentioned the cash basis accounting, and that's great, but again, it's going to be a challenge for people to buy real estate out there and go ahead.